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AFZ Setup, Ajman, UAE

Business setup in Ajman Free Zone (AFZ)

AFZ is a cost-effective UAE free zone with flexible payment plans and a wide range of licence options. Here's how it works.

100% Foreign Ownership Flexible Installment Plans Cost-Effective Setup Full Profit Repatriation
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    Ajman Free Zone (AFZ) is a UAE free zone positioned as a cost-effective option for startups and SMEs, with flexible installment payment plans and a wide activity directory covering thousands of licensed business types. Companies get 100% foreign ownership, 0% personal income tax, and full repatriation of profits and capital, with AFZ's own process framed around a simple three to four step journey: choose your business type, submit documents, pay, and obtain your licence.

    Why It Matters

    Why AFZ's cost-effective positioning matters

    Ajman Free Zone (AFZ) is positioned as one of the more affordable UAE free zones, with flexible installment payment plans and a wide range of licence options. It's a strong fit for startups and SMEs watching setup cost closely, but confirm your specific activity and facility needs against AFZ's current fee schedule before assuming a figure, since packages vary by licence type and visa count.

    Ajman Free Zone AFZ business setup

    The Case For AFZ

    Benefits of setting up in AFZ

    Cost-Effective Setup

    Positioned as one of the more affordable UAE free zones, a strong fit for startups and SMEs.

    Flexible Installment Plans

    Spread your setup cost across flexible installment payment plans with selected banks.

    100% Foreign Ownership

    No local UAE sponsor or partner required for AFZ companies.

    0% Personal Income Tax

    Keep more of what your business earns, with no personal income tax in the UAE.

    Full Repatriation

    100% repatriation of capital and profits, with no currency restrictions.

    Before You Apply

    Requirements you'll need to confirm

    Activity Selection

    Choose your business activity from AFZ's activity directory of thousands of licensed types.

    Business Type

    Confirm which AFZ licence category fits your intended operations.

    Document Checklist

    A passport copy is the core requirement for most AFZ structures.

    Payment Plan

    Decide whether a lump-sum or installment payment plan suits your cash flow.

    Getting Started

    AFZ setup: the step-by-step process

    01

    Choose Your Business Type

    Select your activity and licence category from AFZ's directory.

    02

    Reserve Your Trade Name

    Submit your preferred company name for AFZ approval.

    03

    Submit Your Application

    File your application along with passport copies and shareholder documents.

    04

    Choose Your Package

    Select a licence package tier based on visa needs and budget.

    05

    Make Payment

    Settle registration and licensing fees, or arrange an installment plan.

    06

    Obtain Your Licence

    Receive your AFZ trade licence once approvals are complete.

    07

    Open Your Bank Account

    Open your corporate bank account using your new licence.

    08

    Process Visas

    Apply for investor and employee visas against your approved package.

    Budgeting

    Requirements and cost

    ItemDetail
    Licence (from)AED 5,500*
    One-visa packageAED 9,000-12,000*
    All-in with visaAED 12,000-15,000*
    Per-person visa costAED 3,000-5,500*
    Payment plansFlexible installment options available
    Nationality requirementOpen to any nationality

    Our Story

    Thousands around the world trust us. Now so can you.

    Smart Zones® UAE has helped more than 45,000 clients worldwide set up, relocate and protect their interests across the UAE, backed by 13+ years of experience in company formation, residency, banking and family trust formation.

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    What our clients say

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    Responsive team and a genuinely smooth setup process from our first call to licence in hand.

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    Handled everything remotely for us with zero surprises on cost. Would use them again without hesitation.

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    Frequently Asked, and Ready When You Are

    AFZ setup, answered, plus a direct line to our team

    What is Ajman Free Zone (AFZ)?+
    AFZ is a free zone in the emirate of Ajman offering company formation with 100% foreign ownership, considered a cost-effective option for startups and SMEs in the UAE.
    How much does it cost to set up in Ajman Free Zone?+
    AFZ is positioned as one of the more affordable UAE free zones with flexible installment payment plans, though the official authority does not publish a fixed figure. Confirm a current quote for your specific activity before budgeting.
    What licence types does AFZ offer?+
    AFZ offers multiple licence options across trading, service, industrial and other categories, with a business activity directory covering thousands of permitted activities.
    How does AFZ compare to other UAE free zones?+
    AFZ is generally positioned as a lower-cost option relative to Dubai-based free zones, with flexible payment plans, while zones like JAFZA or DMCC lean toward larger-scale trading and logistics operations. The right fit depends on your budget and activity.
    Can a foreigner own 100% of an AFZ company?+
    Yes, AFZ companies are eligible for 100% foreign ownership, with no local UAE sponsor required.
    What is the AFZ setup process?+
    AFZ's own process is framed around three to four steps: choose your business type, submit your application with documents, make payment, and obtain your licence.
    Does AFZ offer flexible payment plans?+
    Yes, AFZ offers flexible installment payment plans for setup costs, a feature not all UAE free zones provide.
    What documents are required to register in AFZ?+
    At a minimum you will need passport copies of shareholders and a description of your intended business activity, drawn from AFZ's activity directory.

    Talk to an advisor

    Send your details and our team will reply with next steps and a tailored quote.


      Ready to Set Up in AFZ?

      Set up your Ajman Free Zone business with the right licence and cost

      Call now or send your details above. Our advisory team will confirm your activity, licence type and total cost, free of charge.

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